Our Commitment to Privacy
At Chariton Valley Electric Cooperative, Inc., confidentiality is very important to us. As we continue to improve and expand our services and delivery channels, we recognize our members' need and desire to preserve their privacy and confidentiality. Chariton Valley Electric Cooperative, Inc. recognizes the trust you have placed in us and are committed to safeguarding the privacy of our member’s information. The following policy affirms our continued commitment to preserving member confidentiality.
The Information We Collect
We receive and retain information about our members through many sources:
Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates or others; and
Information we receive from a consumer-reporting agency.
The Way We Use Information
We limit the use and collection of nonpublic personal information to that which is necessary to maintain and administer financial services. We do not share this information with outside parties unless:
The information is provided to help complete a member-initiated transaction (such as credit reporting agencies, document processing companies, etc.);
The member has requested it;
The disclosure is required by law (e.g., subpoena, investigation of fraudulent activity, etc.); or
The disclosure is required by banking regulations (e.g., Fair Lending Reporting Act, Home Mortgage Disclosure Act).